Credit Repair Excellence training Courses
Courses We Offer
According to the (FCRA) Fair Credit Reporting Act of 1970 it is your right as a consumer to dispute anything on your credit repot that you think is inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.
Basic Credit Course
Standard Credit Course
Premium Credit Course
Excellence Credit Course
Credit Excellence Clients
Clients that chose to get on the road to excellence!
Common Questions From Our Clients
Everyone’s credit is like a fingerprint very unique so some clients could see results in as little as 45 days while others may take up to 120 days and beyond but rest assured, we will keep you informed every step of the way.
A tradeline is a line of credit that will post on your credit report essentially your being added as an authorized user on a credit card without receiving a physical card.
No, we do not but we do guarantee positive movement in your score, how much we cannot guarantee because every credit profile is different when a negative comes off your report you might gain 35 points as to where another client might only get 5 points there are to many variables when calculating scores.
We will send out update emails as we go through the process along with a few phone calls but as we wrap up your credit repair you will be notified when it’s done.
What if my credit repair takes longer than 120 days do I have to sign up again or pay more money to keep going?
No, you will not have to pay more or update a membership if credit repair excellence or our vendor is handling your credit repair, In rare occasions some do go longer than 120 days but not often.
Why should I use your company and not another one like the credit pros, credit repair.com or Lexington law?
Well we don’t like to talk bad about other companies but most credit repair companies have you sign a contract something along the lines of $175 a moth for the duration of 18-24 months for example that’s $3,150 – $4,200 and that’s on the low end for some. These companies have no incentive to fix your credit fast or even at all for that matter we have had numerus clients that came to us after using companies like these with no results and we were able to take care of most of them within 90 days.
What if I have 23 medical collections on my report along with a repo will you guarantee they all get removed?
No, we cannot guarantee all of them get removed there are different variables to each collection like how much is the collection? how long has it been on your report? Is it a satisfied collection? Have you set up payments already for the collection? All these and more can play a vital roll in if we can get them removed but that’s why we recommend every client have a consultation so we can go over the credit report together to come up with the best strategy and give our clients the best outcome and understanding of how everything works.
Not in most cases but there might be a time where we can’t get a collection removed because of the amount owed. In some cases, we might have to deal with a collection agency together to get a pay for deletion its usually $0.10 for every dollar owed so if a collection is fighting us and its $6,500 we would offer something like $500 – $650 to delete the collection and we don’t see that money that goes straight to the collector. As for inquiries removal its very rare to pay anything extra for those.